The Stack

One foundation. Everything provable.

Four products on one foundation. Understand what you actually have, move value, run the deal, and prove your systems will hold. Use one, or use them together.

Every layer is live, built on post-quantum cryptography, and independently verifiable. Underneath all four sits the same core, and it is not a model. It is the layer between a model and the real world: the part that decides whether an action is permitted, and leaves proof that it happened. The same foundation serves people, businesses, institutions and AI. See how the pieces fit together.

Decision
01
Understand what you have
Round Table · the KXCO ontology

The layer that shows what you own, who really stands behind it and what moves when it moves. Conflicting accounts are kept side by side rather than silently resolved into one answer, so you can see what is known, what is disputed and what a proposal actually rests on. Every claim carries its source, its basis and the date it was true. The decision stays yours.

  • Every claim carries its own source, basis and confidence
  • Disputed accounts are preserved, not quietly reconciled
  • Your people, your regulators and your AI read the same model
Value
02
Move value between people
KXCO Treasury

Wallets, exchanges and settlement engines for every kind of value that moves between people: FX, securities, futures, options, bonds, tokens, stablecoins and cash. We co-brand them, white-label them, or deploy them under your own name. KXCO holds no customer assets; custody and settlement sit with the licensed institution.

  • Self-custody wallets, multi-chain, identity-aware
  • White-label custody and exchange for licensed institutions
  • CareCredits is live and in use, with two pilots running, one in the EU and one in the UK
Private capital
03
Run your deal
KXCO Meridian

The place family offices, funds, broker-dealers and founders run their deal from: documents, contracts, signature, negotiation and offers, through to settlement. You apply to become a Member and admission is not automatic. Counterparties do not apply: a Member tickets them into the room as guests, and when the deal dies they leave. The AI drafts and checks; the human runs the deal. When a settlement occurs it returns to Treasury.

  • A room that belongs to a Member, who approves every access request
  • Guests ticketed in, watermarked and timestamped, the ticket ending when the deal does
  • KXCO never holds the asset, settlement goes to the Member’s own custodian or wallet
Quantum resilience
04
Prove your systems will hold
KXCO Sentinel

One product, three modules. Bastion finds the breakable, quantum-vulnerable cryptography hiding in your code, dependencies and live endpoints, and hands you the exact fix. PQC Host refuses a critical deploy and signs the release. Agent Certainty scores an agent on nine dimensions of governance before it acts. Every report is signed with ML-DSA-65 and checkable by anyone, with no KXCO system in the path.

  • A signed, tamper-evident history of every deployment
  • Continuous scanning for quantum-vulnerable algorithms
  • Show any third party you have been quantum-resistant since a given date
Ontology→Treasury→Meridian→Sentinel

Underneath all four sits one identity model and one record: KXCO Verified for people, organisations and autonomous agents, and Armature L1, which finalises every action in about two seconds and keeps a public record anyone can audit.

In Beta

Coming to production.

White-label banking, quantum-resistant banking and exchange software for licensed institutions, deployed under their own brand. In beta now.

Pick a layer. Or use them together.

Not sure where to start? Tell us what you're trying to do and we'll point you to the right piece.